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FACING THE MORTGAGE CRISIS
Tuesday, July 14 at 7:30 pm
Rebroadcast: Sunday, July 19 at 10:30 am
This roundtable discussion and viewer call-in program will be broadcast on KVPT and simulcast on KVPR-FM 89.3 Fresno and KPRX-FM 89.1 Bakersfield.
Do you have a question you would like to see answered by our panel? Please post it below or e-mail us at web@kvpt.org.
PANELIST BIOS
Dawn Golik, Operations Specialist
United States Department of Housing and Urban Development, Fresno Field Office
855 M Street, Suite 970, Fresno, CA 93721
(559) 487-5033
www.hud.gov
Dawn has been with The United States Department of Housing and Urban Development (HUD) for 10 years. HUD is a Cabinet level Federal agency which handles housing issues. HUD’s mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination. Dawn’s work at HUD includes developing new collaborative partnerships, increasing community use of HUD programs and funds, and improving HUD’s service to its end customers.
Jeff Schrager, President of the No Homeowner Left Behind Foundation and Real Estate Broker in Fresno
Fresno 234-1492
Visalia 732-4194
http://nohomeownerleftbehind.org/index.php
Jeff has been with the No Homeowner Left Behind Foundation (NHLB) for three years. The NHLB is a local, non-profit, grassroots, community-based collaborative response to the growing problem of sustainable homeownership and foreclosure prevention for the Central Valley of California. The Mission of the No Homeowner Left Behind Initiative is to ensure that homeowners have access to timely, accurate, unbiased information and reputable professionals to help them preserve home ownership when feasible, and to minimize loss of equity and other adverse impacts when retention of homeownership is not possible.
Elias Del Gado, Financial Specialist
ClearPoint Credit Counseling Solutions, Fresno Office
Phone number is 1800-750-2227
www.clearpointfinancialsolutions.org
Elias has been with ClearPoint Credit Counseling Solutions for two years. His previous experience is in finance, working for various financial institutions as well as with non-profit organizations. Elias’ role with ClearPoint is to help consumers keep their homes through counseling, education and intervention. The goal of the organization is “Consumer Health Through Financial Education.”
Doug Broten, President of the Better Business Bureau of Central California
Fresno 559-222-8111
Bakersfield 661-322-8318
www.bbb.org
Doug has been with the Better Business Bureau (BBB) for 24 years. The BBB, a leader in advancing marketplace trust, is an unbiased non-profit organization that sets and upholds high standards for fair and honest business behavior. Doug helps to insure that homeowners are aware of the scams that are rampant in the marketplace.
July 14th, 2009 at 9:47 am
I have had a dramatic reduction in my income by over 50% in the last year due to the industry I work in and how the economy has effected it.
For the past 6 months I have been working through a non=profit agency (NACA) to get a loan modification by reducing my high ARM rate to a lower fixed rate. Recently they contacted me to tell me of a loan mod on my behalf to consider. However in the last six months my income has continued to decrease and the Hope Now Act passed by congress in April seems to making progress. I want to be considered for that the Hope Now program and according to the HUD website, I qualify for it. Specically I want to be considered for a payment of 31% of gross income which is lower than what NACA has propossed. I have contacted NACA without much luck as they told me if I refuse what my lendor (BofA) offered them I would be in risk of not getting either modification. Please offer your response and recommendation.
July 14th, 2009 at 11:34 am
Mr. Walker,
Thank you for your inquiry. We will pose your question to our panel during the discussion program on Tuesday, July 14 at 7:30 pm.